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Google Play Policy & DPDP Act 2023 Compliant

Privacy Policy

This Privacy Policy applies to The Chakra Android mobile application (available on Google Play) and the web platform at thechakra.co.in, operated by The Chakra Automotive Technologies Private Limited.

Effective Date: January 1, 2026
Last Updated: September 23, 2026
Jurisdiction: Republic of India
1

Introduction & Overview

Welcome to The Chakra, owned and operated by The Chakra Automotive Technologies Private Limited ("The Chakra", "we", "us", or "our"). We are committed to safeguarding the privacy and security of users ("you", "your") who use our mobile application (the "App") on Google Play or our website (https://thechakra.co.in).

This Privacy Policy explains what personal data we collect, why we collect it, how it is handled, your rights under applicable data protection laws including the Digital Personal Data Protection Act, 2023 (DPDP Act) and the Information Technology Act, 2000, and how we comply with the Google Play Developer Program Policies (User Data Policy).

Key Commitment:We do NOT sell your personal information or contact details to third-party telemarketers. Any information shared with banks, insurance partners, or verified vehicle dealers is strictly initiated by you for specific automotive services (such as loan inquiries, insurance quotes, or vehicle purchases).

2

Information We Collect

We collect information that you directly provide to us, information collected automatically through your device when using our app, and information collected from third-party services with your explicit consent:

Personal Identifiers

Full name, mobile telephone number, email address, profile avatar, and account login credentials. Mobile numbers are verified via One-Time Password (OTP).

Vehicle & RC Information

Vehicle Registration Certificate (RC) number, make, model, variant, year of manufacture, odometer reading, fuel type, ownership status, chassis/engine serials, and inspection details.

Location Data

Approximate (city/region) or precise GPS location (only when permission is explicitly granted) to show used cars for sale nearby, discover verified local dealers, and calculate travel distance for test drives.

Photos, Media & Camera

Vehicle photos and documentation (RC copy, insurance papers, NOC) captured or selected from your device when listing a car for sale, evaluating a vehicle, or submitting dealer inventory.

Financial & Loan Inquiries

Income bracket, employment classification, preferred loan tenure, and chosen banking partners for auto-loan pre-qualification. Payment processing is tokenized through PCI-DSS certified gateways (Razorpay). We never store raw card numbers, CVVs, or UPI PINs.

Technical & Device Telemetry

Device model, operating system version, unique device identifiers (Android ID), IP address, crash analytics, network connection status, and app performance logs to diagnose technical issues and ensure stability.


3

Mobile App Permissions (Android)

In accordance with Google Play Developer Policy, our Android application only requests permissions that are strictly necessary to deliver core vehicle marketplace features. These permissions are requested at runtime with clear context:

Android PermissionCategoryOperational Purpose
ACCESS_FINE_LOCATION / ACCESS_COARSE_LOCATIONLocationTo display car listings in your immediate city/area, locate nearby dealerships, and arrange physical vehicle inspections.
CAMERACameraAllows you to take live photos of your car exterior/interior and documents when listing a vehicle for sale.
READ_MEDIA_IMAGES / READ_EXTERNAL_STORAGEMedia & StorageAllows you to select and upload existing car photos or PDF documents from your gallery for vehicle inspection and verification.
POST_NOTIFICATIONSNotificationsTo send important transactional notifications regarding buyer inquiries, loan status updates, challan alerts, and price drops.
INTERNET / ACCESS_NETWORK_STATENetworkRequired to connect with our backend servers, load vehicle inventory, sync real-time chat, and verify OTPs.

Note: You can revoke any optional permissions (Location, Camera, Storage, Notifications) at any time via your Android device settings: Settings → Apps → The Chakra → Permissions.


4

How We Use Your Data

We process your personal information strictly for legitimate business and operational purposes:

  • Marketplace Operation: Enabling vehicle listings, browsing certified cars, connecting prospective buyers with verified sellers/dealers, and scheduling test drives.
  • Vehicle RC & Challan Checks: Querying public and authorized transport registry data (Parivahan / State RTO records) to fetch registration validity, hypothecation status, and registered traffic challans for user-initiated checks.
  • Loan & Insurance Processing: Forwarding your voluntary car financing or insurance inquiries directly to our licensed banking and insurance partners for quotes and approvals.
  • Security & Fraud Prevention: Detecting fraudulent listings, preventing duplicate accounts, verifying vehicle documentation, and maintaining platform integrity.
  • Customer Communication: Sending OTPs for login verification, service alerts, transactional receipts, and responding to support queries.
  • Legal Compliance: Satisfying statutory and regulatory obligations under Indian law, including accounting, tax, and anti-fraud mandates.

5

Third-Party Sharing & Service Providers

We may share your data with trusted third-party partners only under strict data confidentiality agreements and strictly to provide requested services:

Financial & Lending Partners:When you apply for a car loan, we share your specified loan requirements and contact information with your selected RBI-regulated banks and NBFCs (e.g., HDFC Bank, ICICI Bank, SBI, Axis Bank, Bank of Baroda).
Insurance Aggregators / Insurers:When requesting insurance quotes, details regarding your car make, model, and registration number are shared with IRDAI-registered insurance providers.
Payment Gateways:Payments for dealer subscriptions or valuation reports are handled by Razorpay (PCI-DSS Level 1 compliant). We do not store sensitive card or bank credentials.
Cloud Infrastructure & Backend:Our application databases, authentication, and secure media storage are powered by Supabase and verified cloud service providers adhering to industry-standard encryption protocols.
Legal Authorities:We may disclose information if required to do so by applicable Indian law, court order, or formal request from law enforcement or regulatory agencies.

6

Data Security & Storage

The Chakra implements enterprise-grade technical and organizational safeguards to protect your personal information against unauthorized access, loss, misuse, or alteration:

End-to-End EncryptionAll data in transit is encrypted using HTTPS / TLS 1.3 protocol.
Storage EncryptionDatabases and media backups utilize AES-256 standard encryption at rest.
Access RestrictionsStrict role-based authentication and multi-factor admin security.

7

Data Retention & User Data Deletion Policy

Google Play Account & Data Deletion Compliance

In strict compliance with Google Play's User Data Policy on Account Deletion, all users of The Chakra have the right to delete their account and associated personal data at any time.

How to Request Account & Data Deletion:

Method 1: Direct In-App Deletion

Open The Chakra Android App → Navigate to Account / Profile → Select Settings → Tap "Delete Account & Personal Data" → Confirm with your registered OTP.

Method 2: Web / Email Deletion Request (Without App Installed)

You can submit a data deletion request by emailing us directly at privacy@thechakra.co.in or support@thechakra.co.in with the subject line: "Account & Data Deletion Request". Please include your registered mobile number and email ID.

What Happens to Your Data:
  • Your profile, account identifiers, uploaded vehicle photos, chat messages, and saved cars are permanently deleted or irreversibly anonymized within 30 days of request verification.
  • Certain transactional and financial invoice records may be retained for statutory periods strictly required by applicable Indian tax, auditing, and corporate laws (e.g. GST compliance).

8

Children's Privacy

Our services are strictly directed to persons who are 18 years of age or older and eligible to enter into legally binding contracts for buying, selling, financing, or insuring motor vehicles under Indian law.

We do not knowingly collect or solicit personal information from children under 13 (or under 18). If we learn that we have unintentionally collected personal information from a child without verified parental consent, we will promptly delete that information from our servers. Parents or guardians who believe their child has provided us with personal data may contact us at privacy@thechakra.co.in.


9

Your Privacy Rights (DPDP Act, 2023)

Under India's Digital Personal Data Protection Act, 2023, you are entitled to exercise the following statutory rights regarding your personal information:

Right to Access:Request a summary of personal data collected, stored, and processed by us.
Right to Correction & Updating:Rectify inaccurate or outdated information in your profile or vehicle listings.
Right to Erasure / Withdraw Consent:Withdraw previously granted consent and have your personal data erased.
Right to Nominate:Nominate another individual to exercise privacy rights in the event of incapacity.

10

Grievance Officer & Contact Details

In accordance with the Information Technology Act, 2000 and the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021, the designated Grievance Officer for The Chakra is:

Grievance Redressal Officer

The Chakra Automotive Technologies Private Limited

Official Contact Email:grievance@thechakra.co.in
Privacy Desk Email:privacy@thechakra.co.in
Customer Support:support@thechakra.co.in
Headquarters:

Visakhapatnam, Andhra Pradesh, India

As required by statutory guidelines, your grievance will be acknowledged within 24 hours of receipt, and resolved within 15 business days.

We may periodically update this Privacy Policy to reflect modifications in our legal obligations, features, or operational practices. The revised version will always be accessible at https://thechakra.co.in/privacy_policy with an updated revision date.