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Best & Affordable Credit Terms

Competitive interest rates from 8.65% with up to 7 years flexible EMI tenures.

Free Credit Score & Report

Instant soft-pull eligibility evaluation with zero impact on your CIBIL score.

Automated Lifecycle Management

Track your application status live from initial inquiry to final bank sanction.

Smart Algorithm Based Approval

AI matches your profile with lenders that offer the highest sanction probability.

Multiple Lenders At One Place

Compare offers across 15+ premier private banks, national banks, and NBFCs.

100% Secure Digital Platform

Bank-grade 256-bit SSL encryption to keep all documents confidential.

Piramal
IDFC FIRSTBank
AUAUSMALLFINANCE BANK
kotakKotak Mahindra Bank
KogtaFINANCIAL
ICICIBank
AXIS BANK
TATA CAPITAL
HDBFINANCIALSERVICES
FLFLEXILOANS
1

Fill Basic Details

Fill your contact info, location, and the vehicle you plan to buy.

2

Free Eligibility Check

Get your soft credit score report and instant pre-approved eligibility.

3

Compare Multiple Offers

Receive competitive loan offers from 15+ lenders with lowest interest rates.

4

Minimal Documentation

Aadhaar, PAN, address proof, 6 months bank statement, and salary slips.

5

Fast Disbursement

Lender contacts you, verifies documents, and disburses funds directly.

How To Apply For Loan

You're just few minutes away from getting your loan. Let's get started!!

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*On click of 'Submit Application', you authorize The Chakra and its Lending Partners to contact you for loan offers. An OTP would be sent for Mobile Number verification.

Interactive Planning Tool

Want to calculate your exact monthly EMI before applying?

Use our live EMI calculator with customized sliders for loan amount, tenure, and bank interest rates.

Open EMI Calculator