Apply for Car Loan

Our zero money down automobile financing allows customers to buy cars by avoiding the initial purchase cost. This loan arrangement suits first-time purchasers together with those who need to start driving immediately before financing later.

• 100% financing on select vehicles
• Flexible repayment tenures
• Quick processing & approval

The paperwork confusion along with bank queues can be avoided thanks to the CHAKRA. Application process for car loans at The CHAKRA operates through an easy 3-step online procedure.

• Choose your car – new or second-hand car
• Fill out your loan details – tenure, budget, income
• Upload basic documents and get approval within hours!

The CHAKRA online platform offers instant car sales with immediate payment which eliminates the traditional wait time for multiple weeks from potential buyers.

• Instant eligibility check
• 100% digital process
• Doorstep document collection available

Quick approval for your car loan can be achieved easily. Here are some tips:

• A credit score above 750 represents the best possible condition to help your loan get approved.
• Use your income to determine a realistic loan value.
• Using a used car loan with a low interest rate will reduce your monthly EMI payments
• The applicant must present correct income data together with proper identification information.
• You should submit your application to a dependable lending institution such as The CHAKRA.

If you’re buying a car, especially a used car, a car loan is better due to lower interest rates and longer tenures.

It provides all prerequisites needed to qualify for a second-hand car loan or second-hand car financing.

• Age:21 to 65 years
• Income:Rs. 15,000/month (minimum)
• Employment:Salaried or self-employed
• Credit score:650+ (higher = better interest rate)

Here's a quick checklist:

• ID Proof (Aadhaar/PAN/Passport)
• Address Proof (Utility bill/Rent agreement)
• Income Proof (Salary slip/IT returns)
• Bank Statements (Last 3–6 months)
• Vehicle Details (Quotation if pre-approved)

• Used car loan & second hand car loan online
• Quick approvals within 24 hours
• The company provides affordable pre-owned car financing that contains no surprise costs.
• Finance even for cars up to 10 years old
• The online loan service supports salary-based applicants alongside self-employed individuals who want to buy used cars.

Find the perfect used car ownership through The CHAKRA’s used car finance solutions which are accessible by a single click.

• The company offers used car loans that need no initial deposit.
• The financing of second hand cars through The CHAKRA comes with affordable interest rates.
• Instant approval of your car loan is available through our services.